If A Contractor Damages My Home, Whose Insurance Covers It?
Posted: January 8, 2021
Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance. Damage to Your Home From an Accident Caused by a Contractor Although...
Essential Insurance Coverage For Online Businesses
Posted: December 19, 2020
Insurance is low on the list of priorities for many online businesses – and this could be a mistake. The truth is, online businesses face unique threats that could lead to loss of income, or the loss of the business itself. If you own an online business, purchasing an insurance policy to provide protection against common risks just makes good business sense. What Threats Do...
Preparing Your Home For The New Year
Posted: December 16, 2020
With all the holiday activities coming to an end, the New Year is a great time to give your home a fresh start. These tips can help you get your home clean, organized, and prepared for the winter months ahead. Clear Out the Clutter Christmas decorations, wrapping paper, and odds and ends that accumulate over the holidays and throughout the year can add to the...
Does My Building Have Enough Coverage?
Posted: December 4, 2020
Your building is a major asset of your business. As a business owner, it makes sense to have adequate commercial property insurance to protect your investment. No two buildings are alike, and properties may have a higher risk for different perils. Our experienced agent can help ensure you have the business insurance you need. How Much Commercial Property Insurance Is Enough? The term “full value”...
Do I Need To Insure My Car During Winter Storage?
Posted: December 1, 2020
It is not uncommon to put a vehicle in storage over the winter months. If you are not planning to use your car during the winter, it makes sense to keep it safe and protected from the harsh weather. It may be tempting to cancel your auto insurance coverage during this time, while your vehicle is not being driven on public roadways. After all, it...